Grange recognizes that today's farmers need flexible insurance options with varied coverages to protect both property and future earning power. Our Farmowners program offers several different and convenient policy plans that can be tailored to suit each individual farm need.

• The Standard Farmowners program provides named peril coverage for both owner and non-owner occupied farms.
• Farm Tenants coverage provides needed coverages for those farmers who do not own the residence they occupy.
• The Premier Farmowners program offers complete coverage with increased limits that can be modified to fit your particular needs.
• Our Farm Estate Plus program provides expanded coverage for your home and related structures.

Coverages include:

• Named Peril coverage for Farm Dwelling and unscheduled personal property
• Farmers comprehensive personal liability
• Medical Payments
• Inflation guard protection

If you need farm coverage, but do not own the residence you occupy, Farm Tenant Coverage is for you.

Coverages include:

• Named Peril coverage for personal property
• Farm liability coverage
• Option to add coverage for Farm Buildings and Farm Personal Property

Premier Farmowner Coverage includes the following:

• Named Peril coverage for your dwelling and personal property. Special coverage is available for most causes of loss, except flooding. Exclusions are specifically named in the policy.
• Farmers comprehensive personal liability
• Medical Payments
• Inflation guard protection
• Personal property coverage increased to 60% of dwelling coverage
• Replacement cost coverage for unscheduled personal property
• Personal injury protection

Choose Estate Farm Plus to quickly combine our most popular coverages in one package:

• Special coverage for your dwelling and personal property for most causes of loss, except flooding. Exclusions are specifically named in the policy.
• Personal property coverage increased to 70% of dwelling coverage
• Extended repair cost on your dwelling
• Replacement cost coverage for personal property
• Inflation guard protection
• Residence glass breakage
• Back up of sewers and drains
• Personal injury protection
• Farmers comprehensive liability
• Medical payment

Grange offers discounts to qualifying farmowners:

Optional Section / Deductible
Discounts for increased deductibles vary by state. Please contact your Grange Agent for details.

Multi-Policy Discount
Special discounts apply when Grange insures your farm and your personal auto.

Fire, Burglar or Smoke Alarm Credit

New Home Discount
Receive up to a 10% discount for newer homes.