Air Conditioning Contractor policies provided by National Grange Mutual Insurance Company.

Building your business takes years of hard work, but it only takes one accident or major loss to seriously impact your livelihood. Protect yourself with National Grange Mutual Insurance Air Conditioning Contractor Coverage. It's the right insurance for your particular needs.

Our Basic Air Conditioning Contractor Coverage provides broad, state-of-the-art protection for your business. Then, you can add options that are customized to meet your individual needs. And, as your needs change, so can your coverage!

NGM Air Conditioning Contractor Coverage is backed by more than 75 years of experience in meeting the insurance needs of Main Street America , so you can rest assured that we'll be there when you need us. NGM has also built a reputation for outstanding claim service, so we'll be ready to help you if you ever suffer a loss.

• Comprehensive Business Liability Coverage. Basic limit is $300,000 per occurrence. Optional per occurrence limits are available up to $2,000,000 per occurrence.
• Medical Expenses - Limit of $10,000 per person.
• Tenants Fire Legal Liability - Limit of $500,000.
• Artisan Legal Liability Coverage for misinterpretation or wrongful application of specifications and incidental product change necessary to complete work.

Additional optional coverages are also available. We even offer liability-only coverage if you have no property you want to insure. Check with Douglas Insurnace Services for more details.

• Inland Marine Coverages: Tools, contractors equipment, installation floaters and builders risk coverage.
• Care, Custody and Control: Property damage to personal property of others while in your care, custody and control.
• Computer System Coverage can be purchased if property coverage is provided.
• Hired and Non-owned Auto
• Property Coverages: Building and/or business personal property coverage against the risks of direct physical loss unless excluded or limited.

• Business Income and Extra Expense (included if building or personal property coverage purchased).
• Systems Breakdown Coverage (included if building or personal property coverage purchased).
• Valuable Papers and Records: ($10,000 included if personal property coverage purchased). Additional limits may be purchased.

If you are an air conditioning contractor, give your local independent agent a call and ask about NGM Air Conditioning Contractor Coverage. They can help you tailor an insurance package just for you.